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Budgeting becomes more and more popular

SARA MCBRIDE

Issue date: 4/13/09 Section: Features
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that by your miles per gallon.
You will then know the number
of gallons you need a
week in your car and can
include that figure in your
budget.
Credit card bills and student
loans are another issue.
Divide the sum of your
monthly bills by four and put
aside that number each week.
That way, you are less likely
to be crunched for cash the
day you must make your payments.
If you have to pay room and
board, that is another bill that
can be divided into a weekly
amount to put aside. Keep a
jar or envelope and every pay
week take out a small
amount, so come the end of
the month your bank account
doesn't have the big goose
egg.
Cigarette smokers whose
wallets are suffering from the
recent tobacco price increase
of 62 cents a pack might want
to consider quitting. If quitting
is too hard, try not to be
picky when it comes to the
brand and just get the cigarettes
that are on sale. Most
stores have a two- or threepack
special price which
equals about a free pack at all
times. Normally Marlboro
has many deals.
Coupons are another
money-saver for everything
and anything. Go onto the
websites of your favorite
restaurant, energy drink supplier
and even cigarette company
and you can join mailing
lists or download printable
coupons to receive savings
on products and services
that interest you.
While these are only a few
tips, they are almost foolproof
for saving a few dollars
a week. Those dollars can go
toward larger, more important
bills or even into savings
for something in the future.
In these tough times when
no one really seems to
remember that college students
are already struggling,
we need to take every extra
step to secure our own financial
future.
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